How to Open an Offshore Company

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Opening an offshore company can provide numerous benefits, including tax optimization, asset protection, and international business expansion. Popular offshore zones include Hong Kong, the British Virgin Islands (BVI), Seychelles, Dubai, Singapore, Switzerland, and the UK.  

Why Open an Offshore Company?
– Tax Advantages – Many offshore zones offer low or zero corporate tax rates.  
– Asset Protection – Safeguard assets from lawsuits and creditors.  
– Confidentiality – Offshore companies often ensure privacy for owners.  
– Global Banking Access – Open accounts in offshore banks for international transactions.  

Popular Offshore Zones:
1. Hong Kong Offshore Company– Strong banking system, low taxes.  
2. British Virgin Islands (BVI) Offshore Company – No corporate tax, high confidentiality.  
3. Seychelles Offshore Company– Fast registration, tax-free benefits.  
4. Dubai Offshore Company – Zero taxes, business-friendly policies.  
5. Singapore Offshore Company– Reputable jurisdiction, strong legal system.  
6. Switzerland Offshore– Banking privacy, stability.  
7. UK Offshore Company– Prestigious, non-resident tax benefits.  

How to Register an Offshore Company:
1. Choose a Jurisdiction – Select between Hong Kong, BVI, Seychelles, etc.  
2. Prepare Documents – Passport, proof of address, company name.  
3. Submit Application – Work with a registered agent for offshore company registration.  
4. Open a Bank Account – Select an offshore bank for financial operations.  

Offshore Banking.
You can open an account in an offshore zone to manage international transactions securely. Popular choices include:  
– Switzerland Offshore Bank– High security and privacy.  
– Singapore Offshore Bank– Strong financial hub.  
– Offshore British Virgin Islands Bank– Flexible banking solutions.  

Whether you want to buy an offshore company, register a company in an offshore zone, or open an offshore bank account, selecting the right jurisdiction is crucial. Consult with experts to ensure compliance and maximize benefits.  

Start your offshore journey today!

How to Open a Bank Account Abroad

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Opening a bank account abroad can provide financial flexibility, access to foreign currencies, and international investment opportunities. Whether you need a payment account abroad for business, a brokerage account abroad for investments, or simply want to transfer money to an account abroad.


Why Open an Account Abroad?


– Hold multiple currencies with currency accounts abroad.  
– Easily transfer to an account abroad for international transactions.  
– Manage tax accounts abroad for legal tax optimization.  
– Access global markets with a brokerage account abroad.  
– Securely top up account abroad for travel or business needs.  

Types of Accounts You Can Open Abroad  
1. Personal bank account abroad – For daily transactions and savings.  
2. Currency accounts abroad – Hold USD, EUR, or other foreign currencies.  
3. Payment account abroad – Useful for freelancers and businesses.  
4. Brokerage account abroad – Invest in international stocks and assets.  
5. Account of the company abroad – For international business operations.  

How to Open an Account in a Bank Abroad  
1. Choose a Country & Bank  
– Popular destinations: Switzerland, Singapore, USA, UAE, EU countries, Hong Kong.  
– Research banks that allow you to open an account online abroad.  

2. Prepare Required Documents 
– Passport & proof of address.  
– Tax ID (for opening account abroad tax compliance).  
– Business documents (if opening an account of the company abroad).  

3. Submit an Application 
– Some banks let you open an account in a bank abroad remotely.  
– Others may require an in-person visit.  

4. Fund Your Account
– Transfer money to account abroad from your home bank.  
– Use services like SberBank to transfer to account abroad.  
– Top up account abroad via wire transfer or cryptocurrency.  

How to Transfer Money to an Account Abroad 
– Bank wire transfers (SWIFT/SEPA).  
– Digital wallets (PayPal, Wise).  
– Cryptocurrency transfers (Bitcoin, USDT).  

Tax & Legal Considerations
– Check tax accounts abroad rules in your home country.  
– Some countries require reporting money on account abroad if it exceeds a threshold.  

Can You Open an Account Abroad?  
Yes! Many banks allow non-residents to open an account abroad, but requirements vary. Some banks offer account open abroad services digitally, while others require residency.  

Whether you need a bank account abroad for travel, business, or investments, the process is simpler than ever. With options to open a currency account abroad or manage a brokerage account abroad, you can optimize finances globally. Just ensure compliance with account abroad tax laws and choose the right bank for your needs.  


Legal Address in China and Hong Kong: Key Requirements and Differences

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When registering a company in Mainland China or Hong Kong, one of the essential requirements is providing a legal address (also known as a registered address). This address serves as the official location of the business for government correspondence, tax purposes, and legal notifications.  


Legal Address in Mainland China:

Requirements:


– Must be a real, physical address (P.O. boxes are not accepted).

– Should match the business scope and local regulations (some industries require specific zones, like free trade zones).  
– Foreign companies often use:  
 – A leased office (with a rental contract).  
 – A virtual office (if allowed in the region).  
 – A registered agent’s address (common for WFOEs and representative offices).  


Key Restrictions:
– Some cities (like Beijing and Shanghai) have strict zoning laws.  
– Residential addresses are usually not allowed for business registration (exceptions exist in certain free trade zones)


2. Legal Address in Hong Kong 

Requirements:  
– Can be a commercial or residential address (unlike Mainland China).  
– Many companies use secretarial service providers that offer registered addresses along with mail handling.  

Key Benefits:
-No restrictions on foreign ownership.  
– Lower costs compared to Mainland China (many firms provide affordable registered address services).  


3. Differences Between China and Hong Kong

AspectMainland ChinaHong Kong
Address TypeMust be commercial (with few exceptions)Can be commercial or residential
Virtual OfficesLimited availability (depends on the city)Widely accepted  
P.O. BoxesNot allowedAllowed (if registered with HK Post)
CostHigher (due to stricter requirements)  Lower (flexible options available)

4. How to Obtain a Legal Address?  
– In China: Lease an office or use a registered agent service (common for WFOEs).  
– In Hong Kong: Use a company secretary service, which often includes a legal address.  

Choosing the right legal address is crucial for compliance in both China and Hong Kong. While Mainland China has stricter requirements, Hong Kong offers more flexibility, making it a popular choice for international businesses.  

香港公司注册指南

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香港因其低税率、健全的法律体系和国际声誉,成为亚洲最理想的创业地之一。如果您想成立一家 香港公司,最常见的类型是香港有限公司(Hong Kong limited company)。  

为什么选择香港有限公司?
– 税务优惠:企业所得税仅16.5%(适用于盈利部分)。  
– 无外资限制:允许100%外资持股。  
– 法律体系完善:基于普通法,与国际接轨。  
– 全球商业枢纽:便于进入中国及国际市场。  

 香港公司注册流程
1. 选择公司名称:名称必须唯一,并以“有限公司”结尾(例如“ABC贸易有限公司”)。  
2. 至少一名18岁或以上的自然人董事 
3. 准备文件:董事及股东身份证明、业务范围、香港注册地址。  
4. 提交香港公司注册处(Companies Registry)。  
5. 领取公司注册证书(Certificate of Incorporation)。  

办理时间:收到全部所需文件后,约7个工作日完成。注册成功后,公司注册处会通过 商业登记署(Business Registration Office)颁发商业登记证(BR)。  


管理香港公司需接触的政府机构

若您计划设立或管理香港公司,需与以下主要政府机构打交道:  
1. 商业登记署(BRO) 
2. 公司注册处(CR)
3. 香港税务局(IRD)

以下是这些机构的职能及注意事项:  

1. 香港公司注册处(CR)——公司注册与管理
主要职能:  
– 公司注册:负责香港有限公司的成立。  
– 年报提交:要求公司每年提交更新资料。  
– 公开记录维护:提供公司详细信息(如董事、股东资料)查询服务。  

2. 商业登记署(BRO)——企业合法化
关键要求:  
– 每家公司必须在成立后30天内取得商业登记证(BRC)。  
– BRC需每年续期(部分企业可选择3年续期)。  
– 必须在营业地点展示BRC。  

3. 香港税务局(IRD)——税务合规 
主要职责:  
– 利得税申报(企业所得税税率为16.5%)。  
– 雇主税务责任(强积金供款、薪资申报)。  
– 税务审计与调查。  

总结:如何确保合规
1. 注册阶段:通过公司注册处(CR)合法成立公司。  
2. 商业登记:向商业登记署(BRO)申请商业登记证。  
3. 税务申报:按时向香港税务局(IRD提交税务文件。  

香港的商业环境便利高效,但合规操作至关重要。许多企业会委托专业服务机构协助处理注册及税务事宜。  

如需了解更多税务减免或离岸公司架构信息,欢迎咨询!

中国主要企业税种 (不含香港税务制度)

这张文章要介绍中国大陆主要企业税种,既是利得税及增值税。

 

1) 增值税

货品正常增值税率为13%. 税金每个月要交付。

政府发票的月额是计算税金的基础。

所有的政府发票在税务局要注册。税务局也可以限制发票的金额和总数,也有能力监督公司所开的政府发票。

一个时期来看公司所开的政府发票额(公司发票也要受到款项)要减去公司所收到的供应商发票(供应商发票应该全额支付的)。差额的13%要通过指定银行账户来付。

增值税不涉及大部分服务,比方说运输等。

小企业、销售额不超过70万的企业、第一年开业的企业,增值税率也可以下降。

 

2) 利得税。

政府发票的季度额是计算利得税的基础。

销售额不超过300万的企业,利得税只是5%。销售额超过300万的企业,利得税为25%

很多城市及地区有税务政策的区别,有一些货品也会有优惠税率,比方说创新品、环保产品。

上述的税率涉及位于广州做正常产品的公司。

唯一业务识别码完全体现!

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情爱的同事们!

于2023 年12月23 号 唯一业务识别码 第二阶段将要实施。

这变化的主要意思意味自2023 年12月23 号商业登记号吗(即商业登记证号码的手八位数字)要成为唯一业务识别码。

这种唯一业务识别码也要成为第二个主要注册单据(即注册证明书)的编号。

那我们这里来看这些变化怎么会影响我们的商业运作。

  • 唯一业务识别码成为跟税务处及注册处通信的主要编号;
  • 该日期之前所发出的注册证明书都不需要做什么措施;但是如果您的商业运作有需要提出新的注册证明书编号也有特殊的表格要提交。

我们公司的客户照常没有什么烦恼。所有的手续我们都办好。

为了读正式单据麻烦您按如下连接:公司註冊處對外通告第3 / 2023 號 (cr.gov.hk)

香港报税表最近变化

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尊敬的的同事们!

我们想向你们介绍香港税法的最近变化。变化涉及公司报没有商业业务的报税表。

https://www.ird.gov.hk/chs/ppr/archives/23040301.htm

“由今年开始,所有法团及业务,无论总入息的金额多少及选用哪种报税表提交方式,利得税报税表必须连同所有佐证文件一并提交(包括财务报表和利得税计算表)。此外,所有须与报税表一并提交的相关补充表格及其他表格必须透过「税务易」以电子方式提交。如纳税人不选择以电子方式提交利得税报税表,则须列印及签妥以电子方式提交补充表格及/或其他表格的文本核对表,并将签妥的核对表连同利得税报税表及佐证文件以文本方式一并提交。”

换句话说,由今年开始,公司无论报没有商业业务,还是要提供审计财务。再说财务报告要包含一切义务的费用:政府年度的必要费用、注册地址费用、秘书费用。因为这些费用每个公司甚至没有商业业务还是要承担。

我们经常劝我们亲爱的客户遵守香港税法并及时做会计。

中国利得税包含WOFE(外商独资企业)- 当前更新!

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利得税是中华公司的标准和基本税。正常税率为25%。

除了正常税率以外,许多公司也可能承担优惠税率。这些公司为:

-视为高科技的公司会得到优惠15%的税率;

-视为环保绿色公司也会得到优惠15%的税率;

-还有比较长发展领土和支撑行业的名单,其公司也会得到优惠15%的税率;

我们还要强调说视为小型公司。我们的客户大部分属于这个分类。

小型公司包含不超过3兆人名币利润的公司或所谓行业利润少的公司。这些小型公司有效利得税从2022年一月一日到2024年十二月三十一日为5%。不超过1兆人民币利润的公司从2021年一月一日到2022年十二月三十一日也会承担 2,5%的利得税。这个优惠时期也会延长。

这个税率肯定得算是世界最低的利得税。

公司登记册内所载的个人资料隐藏

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《公司条例》(第622章)就公司注册处备存的公司登记册内所载的个人资料订明新查册安排。
新规定实现之前公司的资料公开的,任何人都可以查看的。

于10月24日起,公司注册处备存公司登记册供公众查阅,当中包含个人资料部分隐藏。该等个人资料包括公司的股东及经理的通常住址及完整身分识别号码,以及公司秘书和某些其他人士(例如清盘人及临时清盘人)的完整身分识别号码等。公开的资料只限最后的四位数字或字母。

除此以外、公司注册处备存的公司通讯地址是公开的、有需要的也可以联系。

完全资料只有特殊权力的公司才可以查看。其公司为秘书公司、会计公司、律师等专业公司。有需要得到有关资料的话要找专业的公司并提供正式查询。

CorpProm 的所有的客户(CorpProm持有信托及公司服务提供者许可证书)默认受到我公司的通讯地址。